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Have you ever wondered what will happen in the coming years regarding your life savings?

Have you been following the latest economic developments in your country?

Have you ever heard of negative interest rates?

Do you have an investment fund giving you only 2 or 3 % a year and charging you commissions over your profits?

Do you have a separate saving account and you don't have the time to follow day to day investments but you would like to know how to manage that capital in a way to produce a return bigger than the annual interest rate?

If you identify yourself in one of those questions, then the material on this site might help you.

As of 2020, we live in times of negative interest rates. While you might not have been affected by it yet, there is a big chance you will in the future. Questions like "what to do with my savings" will rise and by then you will have to know what to do, otherwise the banks will happily charge you for keeping your savings. Alternatives will rise, some of them, like Bitcoin, we already know. But there will be other alternatives. Now it's time to prepare.